About the author
Barry Choi
Barry Choi is an award-winning personal finance and travel expert. He regularly appears on various shows in Canada and the U.S., where he talks about all things money and travel. His website - Money We Have - attracts thousands of visitors daily, looking for the latest stories on travel and money.
Expertise
Personal finance
Credit cards
Loyalty points
Credit building
Credit scores
Blog posts by Barry Choi
5 min read
Yes, a credit card application can cause a small, temporary score drop.
5 min read
Discover the importance of updating your billing address on credit cards and learn how to find and update it easily. Protect yourself from fraud and ensure smooth transactions.
4 min read
How long does it take to get a credit card? Discover the application, approval, and delivery process, plus tips to increase your credit limit and improve your credit score.
3 min read
Get insights on soft and hard inquiries, learn how credit checks affect your score, and gain confidence in managing your financial health.