About the author

Niki Giovanis

Niki is a communications specialist with years of experience as a freelance and marketing agency content writer. With a knack for storytelling, Niki enjoys working with businesses from diverse industries to craft engaging content that resonates with target audiences worldwide.

Blog posts by Niki Giovanis

15 min read

Best credit cards for beginners

Check out the best credit cards for beginners, highlighting options with low fees, rewards & easy approval. Get tips on selecting the right card for you.

4 min read

Can you refinance your car loan?

Wondering if you can refinance your car loan? Discover the benefits, requirements, and steps for refinancing to reduce payments and save money.

4 min read

What is a Debit Card?

What is a debit card? If you're new to the world of finance, you're likely still finding your footing when it comes to financial topics, available products, and how to use them. To learn more about what a debit card is and what having one entails, stick around as we unpack all there is to know below.

4 min read

Can you Have Multiple Lines of Credit?

When it comes to borrowing money in Canada, there are a ton of options available--one of which is a line of credit. Like a credit card, a line of credit is a great way to access money whenever you need it.

4 min read

How do payday loans make money?

Payday loans earn through high interest rates and fees, making them costly short-term solutions. Learn how payday lenders generate profits with KOHO insights.

4 min read

Pros And Cons Of Retiring In Canada

Thinking of breaking from the daily grind of the 9-5 life? If you’re thinking of retiring early, there’s plenty to consider. Read the pros and cons here.