Vacation, family visits, work trips. We love them, but they can be a lot.
There’s so much to think about before you travel.
Will you be charged crazy transaction fees? How will you get internet on-the-go? What if you have an accident while you’re away? Or your baggage gets lost? It can get in the way of planning an exciting trip!
Well, travel just got easier.
We’ve added more travel perks to our plans. So when you go abroad, do it with KOHO–all in one place.
Book your flights and a place to stay and earn up to 4% cash back on travel partners like Expedia, Booking.com and Agoda. Get Travel Insurance to cover your trip against the unexpected. And activate an eSIM so you can message and get around when you arrive.
And…Relax.
But do I need a travel credit card as well?
No need for a separate travel credit card. When you go abroad, KOHO is your everyday Mastercard with all the travel perks.
Everything plan members already have travel perks included: no foreign transaction fees and a free international ATM withdrawal each month. Now members get Travel Insurance and an eSIM with up to 3GB of monthly data too.
Let’s dive deeper into our travel perks!
So what is a foreign transaction fee?
When you’re abroad, it can be hard to know how much you’ll be charged when you spend. That’s often because of those sneaky foreign transaction fees.
They’re a charge from banks or credit card issuers when you buy something in a store or online in another country. It feels unfair. So how can you avoid them?
Good news! You won’t be charged foreign transaction fees when you use a KOHO card abroad. Or, if you want to pay with cash, you also get a free monthly international ATM withdrawal.
What is Travel Insurance?
So you’re planning a trip. Thinking about getting on the plane, letting go of your everyday responsibilities and heading towards a new place.
It’s exciting and also a little scary.
Because just like normal life, accidents and unexpected things can happen where you don’t have your standard Canadian healthcare or coverage.
Travel Insurance covers you against the unexpected, so you can fully relax at your destination.
Baggage lost in transit? Baggage coverage.
Airline strike? Interruption coverage.
Hurt yourself on an adventure? Emergency medical coverage.
With KOHO, you can buy affordable Travel Insurance before your trip. Because you can’t control the unexpected, but you can protect yourself if it happens.
What does Travel Insurance cover?
Each provider offers something a little different. KOHO Travel Insurance, provided by Walnut, includes:
Emergency medical services
Trip cancellation and interruption
Accidental death and dismemberment
Lost or damaged baggage
Rental car protection
So how much does our Travel Insurance cost? It starts from $20*. You can add all the coverage or just choose a few–whatever suits your needs.
Why should I get Travel Insurance?
You get to relax on your trip knowing you’re covered. If something unexpected happens, you know you’re protected and won’t have to pay a big bill. Pure peace of mind.
Here’s the most popular coverage in our Travel Insurance:
1. Trip cancellation and interruption
If you need to cancel or cut your trip short due to unexpected things like illness, a family emergency, severe weather–Travel Insurance can reimburse non-refundable expenses like flights, hotels, tours, and other prepaid costs.
2. Emergency medical services
This covers you for medical emergencies while you’re abroad, as your regular Canadian healthcare may not cover you in other countries. This includes doctor visits, hospital stays, surgery, and emergency dental care.
3. Lost or damaged baggage
If your personal belongings or baggage have been lost, stolen or delayed during your trip, you’re covered for essential items like clothes, toiletries, and medication while you wait for your bags.
4. Accidental death and dismemberment
If you die in an accident while travelling, your beneficiary may get a payout. You may also get compensation for permanent injury or dismemberment due to accidents during your trip.
5. Rental car protection
If you rent a car during your trip and it gets damaged or stolen, you’re covered for repairs or replacement. This can save you from buying expensive rental car insurance from the rental company.
What is an eSIM?
And when you get to your destination, you need your phone to do, well, everything. Right? Messaging, directions, transport and more. It’s your travel buddy.
But if you use your regular SIM abroad you’ll get a big bill at the end of the month–with traditional roaming fees from $12 to $16 each day!
That’s where an eSIM comes in. It’s an affordable alternative to sneaky roaming fees, potentially saving you hundreds of dollars when you travel.
It’s a digital SIM for international travel. So no wasting precious trip time buying a new SIM when you arrive in a new country. Simply install it before you go and connect to a local network when you reach your destination.
Extra and Everything plan members get a KOHO eSIM, provided by Airalo, included. Plus up to 3GB of monthly data!
Why choose an eSIM over a traditional one?
Frequent traveller to the USA? Vacations in Mexico? Visiting family in Japan, India or Europe?
Wherever you travel, you can have a few different eSIMs on your phone at once, and switch between them whenever you need.
Why people love eSIMs
1. Convenience
Since the eSIM is embedded in your phone, you don't need to insert a physical card one. So no more store visits or waiting for a physical card to arrive in the mail.
And activation is easy. Simply scan a QR code or use our app to download the carrier’s plan.
2. Seamless switching between carriers
With an eSIM, you can switch carriers without physically changing SIM cards. This is especially useful if you're travelling and want to take advantage of a better local plan.
3. Affordable
You can easily buy and activate a local carrier plan using an eSIM, so you avoid expensive roaming charges from your home carrier.
Travel with KOHO
So, thinking of going abroad? KOHO makes it easy.
Here’s a quick reminder of what you get:
No foreign transaction fees
Free monthly international ATM withdrawal
Cash back on travel partners like Expedia, Booking.com and Agoda
Travel Insurance from $20*
An eSIM with up to 3GB of monthly data
Get all the perks of a travel credit card plus more, with your everyday KOHO Mastercard account.