Blog posts by
Clay Shiffman
Term Deposit Vs GIC: Understanding the Differences
4 mins
Clay ShiffmanAre you torn between a term deposit and a Guaranteed Investment Certificate (GIC) for your next investment? While both offer secure avenues to grow your savings, they have distinct advantages and limitations. Finding the right strategy will help you safeguard your finances during economic downturns.
Term Deposits provide flexibility and ease of access, but often at lower interest rates. On the other hand, GICs promise higher guaranteed returns, yet with stricter access to funds. Navigating these differences is key to aligning your investment with your financial goals.
Term Deposit Vs GIC: Understanding the Differences
4 mins
Clay Shiffman
Are you torn between a term deposit and a Guaranteed Investment Certificate (GIC) for your next investment? While both offer secure avenues to grow your savings, they have distinct advantages and limitations. Finding the right strategy will help you safeguard your finances during economic downturns.
Term Deposits provide flexibility and ease of access, but often at lower interest rates. On the other hand, GICs promise higher guaranteed returns, yet with stricter access to funds. Navigating these differences is key to aligning your investment with your financial goals.
Socially Responsible Investing Guide
8 mins
Clay ShiffmanExplore socially responsible investing (SRI) and its principles. Learn how to align your investments with your values while aiming for financial returns
Socially Responsible Investing Guide
8 mins
Clay Shiffman
Explore socially responsible investing (SRI) and its principles. Learn how to align your investments with your values while aiming for financial returns
Credit Card Interest: Monthly vs. Yearly
6 mins
Clay ShiffmanUncover whether credit card interest is calculated monthly or yearly and how it impacts your finances. Find tips to manage credit card interest effectively
Credit Card Interest: Monthly vs. Yearly
6 mins
Clay Shiffman
Uncover whether credit card interest is calculated monthly or yearly and how it impacts your finances. Find tips to manage credit card interest effectively
Are Cash Back Credit Cards Worth It?
4 mins
Clay ShiffmanWith many credit card options, how do you know one is the best for you? Most credit cards have features that give you perks and bonuses for spending money.
Are Cash Back Credit Cards Worth It?
4 mins
Clay Shiffman
With many credit card options, how do you know one is the best for you? Most credit cards have features that give you perks and bonuses for spending money.
Why Are Payday Loans Bad: The Risks & Alternatives to Predatory Loans
10 mins
Clay ShiffmanIn Canada, more and more people are turning to payday loans as a solution to their financial emergencies. This trend is growing because it’s easy to get these loans—often, all you need is proof of income and a bank account.
Why Are Payday Loans Bad: The Risks & Alternatives to Predatory Loans
10 mins
Clay Shiffman
In Canada, more and more people are turning to payday loans as a solution to their financial emergencies. This trend is growing because it’s easy to get these loans—often, all you need is proof of income and a bank account.
How Does Inflation Affect Credit Card Debt?
6 mins
Clay ShiffmanHearing about inflation can make anyone worried. With credit card payments, everyday needs, and the occasional treat, most people don’t have extra money for things to get more expensive.
How Does Inflation Affect Credit Card Debt?
6 mins
Clay Shiffman
Hearing about inflation can make anyone worried. With credit card payments, everyday needs, and the occasional treat, most people don’t have extra money for things to get more expensive.